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What's better than a Kasasa Cash® checking account? Well... having a Kasasa Saver free savings account working alongside it!

Your Kasasa Cash rewards are automatically transferred into your Kasasa Saver when you meet the easy monthly qualifications on Kasasa Cash. And Kasasa Saver earns a high 0.50% APY,* so you can build your savings automatically! It's an easy way to save.

Rates

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash checking
  • Automatic transfers of Kasasa Cash earnings
  • 0.50% APY* on balances up to $15,000
  • 0.50% to 0.25% APY on balances over $15,000 depending on balance in account*
  • 0.03% APY* if qualifications are not met on Kasasa Cash
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $1 minimum deposit to open

Easy Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases post and settle
  • At least 1 direct deposit, ACH payment, or bill pay transaction post and settle
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Kasasa Cash Disclaimer

*APY=Annual Percentage Yield. Annual Percentage Yield (APY) accurate as of 5/23/2023. Minimum to open Kasasa Cash is $100. Minimum to open Kasasa Saver is $1. Kasasa Cash rate tiers are as follows: 1.00% APY applies to balances of $0.01 to $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met each qualification cycle. 0.03% APY applies to all balances if qualifications are not met. All balances will earn 1.00% APY to 0.25% APY if qualifications are met each qualification cycle. Kasasa Saver rate tiers are as follows: 0.50% APY applies to balances of $0.01 to $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met each qualification cycle on Kasasa Cash. 0.03% APY applies to all balances if monthly qualifications are not met on Kasasa Cash. All balances will earn 0.50% APY to 0.25% APY if monthly qualifications are met in each qualification cycle on Kasasa Cash. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver in the next statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Kasasa Saver APY may be less than the Kasasa Cash APY. Interest Rates and annual percentage yields (APY's) may change after account is opened. Qualifying transactions must post and settle Kasasa Cash during the monthly qualification cycle. Transactions may take one or more banking days from the transaction date to post to an account. ATM-processed transactions do not count towards qualifying debit card transactions. Intra–bank transfers do not count as qualifying transactions. ATM Fee reimbursements (Kasasa Cash account only) provided only if qualifications are met within the monthly qualification cycle. If a single fee is greater than $4.99 a receipt is required. International ATM fees are not refunded. Available on personal accounts only. Accounts available to residents of our primary market areas of Crawford County Illinois, Knox County Indiana and their adjoining counties. Limit of 1 account per social security number. Accounts subject to Approval.