When you need to borrow money, ask your house first. First Robinson can help you put the equity you have in your home to work for you.

Our rates are low and our process is easy. We'll help you decide if a fixed term or a home equity line of credit (HELOC) is best for your needs. So ask your house for a loan, it's the easiest way to get a yes.

Home Equity Loans
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • No closing costs**
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process
Home Equity Lines of Credit (HELOC)
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Re-use as needed without re-applying
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via check or online transfer
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process

*Consult a tax advisor.

**No closing costs on second mortgage if your first mortgage is with First Robinson Savings Bank.

Loans subject to approval

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