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Rates effective as of 12/3/2024

Kasasa Cash* Learn More

Principle

Balance Interest Rate APY Min. to Open Min. to Earn APY
$0 - $15,000 1.00% 1.00% $100 No min. balance
$15,001 & over 0.25% 0.35% - 1.00% $100 No min. balance
w/o requirements 0.03% 0.03% $100 No min. balance

Enhanced

Balance Interest Rate APY Min. to Open Min. to Earn APY
$0 - $15,000 2.47% 2.50% $100 No min. balance
$15,001 & over 0.25% 0.54% - 2.50% $100 No min. balance
w/o requirements 0.03% 0.03% $100 No min. balance

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases post and settle to earn the 1.00% APY rate
  • At least 40 debit card purchases post and settle to earn the 2.50% APY rate
  • At least 1 direct deposit, ACH payment, or bill pay transaction post and settle
  • Be enrolled in and agree to receive eStatements

Kasasa Saver* Learn More

Balance Interest Rate APY Min. to Open Min. to Earn APY
$0 - $15,000 0.50% 0.50% $1 No Minimum Balance
$15,001 & over 0.25% 0.28% - 0.50% $1 No Minimum Balance
w/o requirements 0.03% 0.03% $ 1 No Minimum Balance

Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases post and settle
  • At least 1 direct deposit, ACH payment, or bill pay transaction post and settle
  • Be enrolled in and agree to receive eStatements

CDs Learn More

Type of Account Interest Rate APY Min. to Open Min. to Earn APY
60 Month  2.25% 2.27% $500 No min. balance
48 Month 2.25% 2.27% $500 No min. balance
36 Month 2.25% 2.27% $500 No min. balance
24 Month 2.25% 2.27% $500 No min. balance
18 Month 2.25% 2.27% $500 No min. balance
12 Month 2.50% 2.52% $500 No min. balance
182 Day 3.00% 3.02% $500 No min. balance
91 Day 3.50% 3.55% $500 No min. balance
Christmas Club 0.05% 0.05% $10 No min. balance
IRA-18 Month Fixed 2.25% 2.27% $500 No Minimum

Penalties may apply for early withdrawal.

Savings Account

Type of Account Interest Rate APY Min. to open Min. to Earn APY Min. to Avoid $3 Service Charge
Statement Savings 0.10% 0.10% $100 No min. balance $100

Money Market Account Learn More

Balance Interest Rate APY Min. to Open Min. to Earn APY
$0 - $999 0.10% 0.10% $100 No min. balance
$1,000 - $2,499 0.10% 0.10% $100 $1,000
$2,500- $24,999 0.15% 0.15% $100 $2,500
$25,000 & Above 0.25% 0.25% $100 $25,000

Interest Rates and annual percentage yields (APY's) are subject to change without notice. Early withdraw penalties may be imposed on certificates of deposit. Any penalties or maintenance fees could reduce earnings.