*Kasasa Cash:

APY=Annual Percentage Yield. Annual Percentage Yield (APY) accurate as of 6/26/12. Kasasa Cash rate tiers are as follows: 2.01% APY applies to balances of $0.01 to $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.01% APY to 0.25% APY if qualifications are met each qualification cycle. Kasasa Saver rate tiers are as follows: 0.75% APY applies to balances of $0.01 to $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met each qualification cycle on Kasasa Cash. 0.05% APY applies to all balances if monthly qualifications are not met on Kasasa Cash. All balances will earn 0.75% APY to 0.25% APY if monthly qualifications are met in each qualification cycle on Kasasa Cash. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver in the next statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Interest Rates and annual percentage yields (APY's) are subject to change without notice. Qualifying transactions must post and settle Kasasa Cash during the monthly qualification cycle. Transactions may take one or more banking days from the transaction date to post to an account. ATM-processed transactions do not count towards qualifying debit card transactions. Intra–bank transfers do not count as qualifying transactions. ATM Fee reimbursements (Kasasa Cash account only) provided only if qualifications are met within the monthly qualification cycle. If a single fee is greater than $4.99 a receipt is required. Available on personal accounts only. Accounts available to residents of our primary market areas of Crawford County Illinois, Knox County Indiana and their adjoining counties. Limit of 1 account per social security number.