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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands
9 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Cash flows from operating activities:    
Net income $ 1,548 $ 1,343
Items not requiring (providing) cash    
Depreciation and amortization 270 233
Provision for loan losses 555 165
Amortization of premiums and discounts on securities 208 204
Amortization of loan servicing rights 158 202
Deferred income taxes 17 (238)
Originations of mortgage loans held for sale (31,010) (33,325)
Proceeds from the sale of mortgage loans 31,485 33,604
Net gain on loans sold (630) (548)
Net (gain) loss on sale of foreclosed property 11 (15)
Net gain on sale of equipment 0 (4)
Cash surrender value of life insurance (39) (37)
Changes in:    
Interest receivable 28 81
Interest payable (53) (48)
Other assets (261) 13
Other liabilities (91) 42
Income taxes 296 341
Net cash provided by operating activities 2,492 2,013
Cash flows from investing activities:    
Purchase of available-for-sale securities (5,093) (2,631)
Purchase of held-to-maturity securities (1,380) 0
Proceeds from maturities of available-for-sale securities 6,139 3,550
Proceeds from maturities of held-to-maturity securities 155 0
Repayment of principal on mortgage-backed securities 6,158 7,737
Purchase of Federal Home Loan Bank stock 0 (43)
Purchase of Federal Reserve Bank stock (133) 0
Net change in loans (7,829) (20,742)
Purchase of premises and equipment (600) (117)
Proceeds from sale of equipment 0 24
Proceeds from sale of foreclosed assets 172 67
Net cash used in investing activities (2,411) (12,155)
Cash flows from financing activities:    
Net increase in deposits 6,416 26,886
Federal funds purchased 0 15,025
Repayment of federal funds purchased 0 (15,025)
Proceeds from other borrowings 132,587 97,877
Repayment of other borrowings (132,386) (99,347)
Net change in short-term borrowings 200 100
Purchase of incentive plan shares (14) (14)
Purchase of treasury stock (14) (174)
Proceeds from sale of preferred stock, net 4,772 0
Dividends paid on common shares (384) (365)
Dividends paid on preferred shares (17) 0
Net decrease in advances from borrowers for taxes and insurance (55) (23)
Net cash provided by financing activities 11,105 24,940
Increase in cash and cash equivalents 11,186 14,798
Cash and cash equivalents at beginning of period 27,359 17,889
Cash and cash equivalents at end of period 38,545 32,687
Supplemental Cash Flows Information:    
Interest paid 1,300 1,917
Income taxes paid (net of refunds) 546 454
Real estate acquired in settlement of loans 10 70
Internally financed sales of other real estate owned $ 21 $ 0