v2.3.0.9
CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands
Dec. 31, 2011
Mar. 31, 2011
ASSETS    
Cash and due from banks $ 8,127 $ 9,546
Interest-bearing deposits 30,418 17,813
Cash and cash equivalents 38,545 27,359
Held-to maturity securities (fair values of $1,342 and $0) 1,225 0
Available-for-sale securities 44,203 51,677
Loans, held for sale 508 354
Loans, net of allowance for loan losses of $1,290 and $1,145 at December 31, 2011 and March 31, 2011, respectively 127,449 120,164
Federal Reserve and Federal Home Loan Bank stock 1,189 1,056
Premises and equipment, net 4,185 3,848
Foreclosed assets held for sale, net 25 218
Interest receivable 886 914
Prepaid income taxes 0 249
Cash surrender value of life insurance 1,595 1,556
Other assets 1,532 1,436
Total Assets 221,342 208,831
LIABILITIES AND STOCKHOLDERS' EQUITY    
Deposits 182,768 176,352
Other borrowings 15,821 15,620
Short-term borrowings 2,000 1,800
Advances from borrowers for taxes and insurance 219 274
Accrued income taxes 47 0
Deferred income taxes 524 512
Interest payable 130 183
Other liabilities 1,234 1,325
Total Liabilities 202,743 196,066
Commitments and Contingencies 0 0
Stockholders' Equity    
Preferred stock, $.01 par value, $1,000 liquidation value; authorized 500,000 shares, 4,900 shares and 0 shares issued and outstanding at December 31, 2011 and March 31, 2011 4,900 0
Common stock, $ .01 par value; authorized 2,000,000 shares; 859,625 shares issued; 426,744 shares outstanding at December 31, 2011 and 427,149 at March 31, 2011 9 9
Additional paid-in capital 8,639 8,781
Retained earnings 12,359 11,212
Accumulated other comprehensive income 804 861
Treasury stock, at cost Common: December 31, 2011- 432,881 shares and March 31, 2011- 432,476 shares (8,112) (8,098)
Total Stockholders' Equity 18,599 12,765
Total Liabilities and Stockholders' Equity $ 221,342 $ 208,831