Rates

Rates effective as of 04/15/2014

APY = Annual Percentage Yield.

Fees may reduce earnings.



Checking

Type of AccountBalanceInterest RateAPYMin. to OpenMin. to Earn APY
Kasasa Cash*$0 - $15,0001.99%2.01%$100.00No min. balance
$15,001 & over0.25%2.01% to 0.48%$100.00No min. balance
w/o requirements0.05%0.05%$100.00No min. balance
Kasasa Giving*$0 - $15,0001.99%2.01%$100.00No min. balance
$15,001 & over0.50%2.01% to 0.70%$100.00No min. balance
w/o requirements0.05%0.05%$100.00No min. balance

Qualifications:

In order to qualify for the Kasasa Cash, Kasasa Giving, and Kasasa Saver rewards, simply do the following each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH), direct deposit, or bill pay transaction post and settle
  • Be enrolled and receive eStatement notice


Type of AccountBalanceInterest RateAPYMin. to OpenMin. to Earn APY
Now Accountn/a0.05%0.05%$100.00No min. balance

CDs

Type of AccountInterest RateAPYMin. to OpenMin. to Earn APY
54 Month Step Up**1.00%1.00%$500.00No min. balance
48 Month0.80%0.80%$500.00No min. balance
36 Month0.70%0.70%$500.00No min. balance
27 Month Step Up**0.70%0.70%$500.00No min. balance
24 Month0.45%0.45%$500.00No min. balance
18 Month0.25%0.25%$500.00No min. balance
12 Month0.25%0.25%$500.00No min. balance
182 Day0.15%0.15%$500.00No min. balance
91 Day0.05%0.05%$500.00No min. balance
Christmas Club0.10%0.10%$10.00No min. balance
IRA-18 Month Fixed0.15%0.15%$500.00No Minimum

Penalties may apply for early withdrawal.

Savings

Type of AccountBalanceInterest RateAPYMin. to openMin. to Earn APY
Kasasa Saver*$0 - $15,0000.75%0.75%$1.00No min. balance
$15,001 & over0.25%0.75% to 0.32%$1.00No min. balance
w/o requirements0.05%0.05%$1.00No min. balance

Qualifications:

In order to qualify for the Kasasa Cash and Kasasa Saver rewards, simply do the following each monthly qualification cycle with your Kasasa Cash account:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH), direct deposit, or bill pay transaction post and settle
  • Be enrolled and receive eStatement notice


Type of AccountBalanceInterest RateAPYMin. to openMin. to Earn APY
Statement Savingsn/a0.10%0.10%$100.00No min. balance
Super Savingsn/a0.10%0.10%$100.00$15,000.00
Type of AccountBalanceInterest RateAPYMin. to OpenMin. to Earn APY
Money Manager & Good Life Club$0 - $999.990.05%0.05%$100.00No min. balance
$1000.00 - $2499.990.05%0.05%$100.00$1000.00
$2500.00 - $24999.990.10%0.10%$100.00$2500.00
$25000.00 & Above0.15%0.15%$100.00$25000.00

Interest Rates and annual percentage yields (APY's) are subject to change without notice. Early withdraw penalties may be imposed on certificates of deposit. Any penalties or maintenance fees could reduce earnings.