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At First Robinson Savings Bank, NA protecting the privacy and
confidentiality of your personal information is important to us. We value
your business and the trust you put in First Robinson Savings Bank, NA. To
offer you the financial products and services you seek, we collect, maintain
and use information about you on a routine basis. To help you better
understand how your personal information is protected here at First Robinson
Savings Bank, NA, we are providing you with the following statement
describing our practices and policies with respect to the privacy of
customer information. In the event you terminate your customer relationship
with us, or become an inactive customer, we will continue to adhere to the
policies and practices described in this notice.
Information We Collect
We collect nonpublic personal information about customers from the following
sources:
*
Information we receive from you on applications or other forms;
* Information about your transactions with us, our affiliates or others; and
* Information we receive from a consumer credit reporting agency.
Information We Share
We do not disclose any nonpublic personal information about our customers or
former customers to anyone, except as permitted by law.
Service Provicers and Joint-Marketing Exception
We may disclose all of the information we collect, as described above, to
companies that perform marketing services on our behalf or to other
financial institutions with whom we have joint marketing agreements.
Confidentiality and Security
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products and services
to you. We maintain physical, electronic, and procedural safeguards that
comply with federal standards to guard your nonpublic personal information.
We
reserve the right to change this policy at any time by posting a new privacy
policy.
Your
E-mail Privacy
First Robinson Savings Bank, N.A.'s Web site does not require you to
disclose any personal identifying information. If, however, you choose to
contact us via e-mail, please keep in mind that your e-mail address, and any
other information your e-mail header shows about you, such as your name or
organization, will be revealed to us in the e-mail. We pledge, however, that
when you communicate with us via e-mail, we will use your e-mail information
only for the specific purpose of responding to your comments or questions.
Your e-mail address will not be sold, nor will it be shared with others
outside the bank unless we are compelled to do so by law.We reserve the
right to change this policy at any time by posting a new privacy policy.
Legal
Information
The copyright laws of the United States protect First Robinson Savings Bank,
N.A. information included in this Web site. No part of the information can
be copied, redistributed, or reproduced without First Robinson Savings Bank,
N.A.'s prior written consent. All information contained in First Robinson
Savings Bank, N.A.'s Web site, including rates, terms and product fees, is
for informational purposes only and is subject to change. Your eligibility
for particular products or services is subject to final determination and
acceptance by First Robinson Savings Bank, N.A.
The
information contained in or accessed from the First Robinson Savings Bank,
N.A. Web site is provided on as "AS IS" basis. First Robinson Savings Bank,
N.A. does not warrant the accuracy or completeness of this information, and
expressly disclaims liability for errors or omissions in this information.
No warranties of any kind are given in connection with this information,
express or implied, including, but not limited to, warranties of
merchantability, fitness for a particular purpose, non-infringement, or
freedom from computer virus.
In no
event will First Robinson Savings Bank, N.A. be liable for any direct or
indirect, special, incidental, consequential or punitive damages, losses
(including lost profits), or expenses arising out of or in connection with
use of its Web site, any failure of performance, interruption, delay in
operation or transmission, computer virus, loss of data or otherwise, even
if First Robinson Savings Bank, N.A. has been advised of the possibility of
such damages, losses or expenses.
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