Kasasa Saver

• Earn 0.75% APY on balances up to $15,000
• Earn 0.25% APY on amount of balance over $15,000
• Earn 0.05% APY if qualifications are not met
• Linked to Kasasa Cash account
• Unlimited ATM fee refunds nationwide
• No monthly service fee
• No minimum balance to earn rewards
• Free eStatements
• Bounce Protection available
• Open with just $1 deposit; no minimum thereafter

Qualifications

There are no extra qualifications to get the Kasasa Saver reward rate. If you qualify for Kasasa Cash rewards, you automatically get the Saver rate too! To get the Kasasa rewards simply do the following each monthly qualification cycle:

• Have at least 10 debit card purchases post and settle
• Have at least 1 online payment, direct deposit, or ACH auto debit
• Receive free eStatements instead of paper

If you don't meet the qualifications, don't worry. There's no penalty and you still have a free savings account that earns our base rate of interest. Plus, you can get back to earning 0.75% APY and receiving nationwide ATM fee refunds the very next monthly qualification cycle.

*APY=Annual Percentage Yield. Annual Percentage Yield (APY) accurate as of 6/26/12. Kasasa Cash rate tiers are as follows: 2.01% APY applies to balances of $0.01 - $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.25% APY - 2.01% APY if qualifications are met each qualification cycle. Kasasa Saver rate tiers are as follows: 0.75% applies to balances of $0.01 - $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met in the prior month's qualification cycle on Kasasa Cash. 0.05% APY applies to all balances if monthly qualifications are not met on Kasasa Cash. All balances will earn 0.25% APY - 0.75% APY if monthly qualifications are met in each qualification cycle on Kasasa Cash. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver in the next statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Qualifying transactions must post and settle Kasasa Cash during the monthly qualification cycle. Transactions may take one or more banking days from the transaction date to post to an account. Intra–bank transfers do not count as qualifying transactions. ATM Fee reimbursements (Kasasa Cash account only) provided only if qualifications are met within the monthly qualification cycle. If a single fee is greater than $4.99 a receipt is required. Available on personal accounts only. Accounts available to residents of our primary market areas of Crawford County Illinois, Knox County Indiana and their adjoining counties. Limit of 1 account per social security number.