Talk about a love fest — you earn high interest and create charity donations* just by using your debit card. All you have to do is meet some easy monthly qualifications, and you'll earn 2.01% APY* and unlimited ATM fee refunds* — plus we'll make a donation to a charity of your choice every time you swipe your debit card.
Now that fill up at the gas station, trip to the grocery store, or other routine purchase can turn into an act of charity. That's the power of community banking with Kasasa® at First Robinson Savings Bank — do you Kasasa?®
- Earn 2.01% APY* on balances up to $15,000
- Earn 2.01% to 0.48% APY on balances over $15,000 depending on balance in account*
- Earn 0.05% APY* if qualifications are not met
- Unlimited ATM fee refunds nationwide*
- FRSB will donate 5¢ for every debit card purchase over $10*
- Donations made to charity you select
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking and bill pay
- Free eStatements
- Free Visa® debit card
- Free mobile banking
- Bounce Protection available
- $100 minimum deposit to open
If you're thinking "what's the catch?" You're gonna love this. We've designed qualifications to make your life easier and help save the environment — while you earn rewards! To earn these rewards, simply do the following during the monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Have at least 1 automatic payment (ACH), direct deposit, or bill pay transaction post and settle
- Be enrolled and receive eStatement notice
Odds are, you're already doing these things. Even if you don't qualify, Kasasa Giving is still free and earns our base rate of interest. You can get back to earning the full rewards the very next monthly qualification cycle.
*Minimum to open account is $100. Annual Percentage Yield (APY) accurate as of 2/24/11. Rate tiers are as follows: 2.01% APY applies to balances of $0.01 to $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met in the prior month's qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.01% APY to 0.48% APY if monthly qualifications are met in the prior month's qualification cycle. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and settle the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. ATM-processed transactions do not count towards qualifying debit card transactions. Intra-bank transfers do not count as qualifying ACH transactions. ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle. If the fee is greater than $4.99 a receipt is required. Available on personal accounts only. Accounts available to residents of our primary market areas of Crawford County Illinois, Knox County Indiana and their adjoining counties. Only one account per social security number.
- Kasasa Charities
The power to give just by using your debit card. That's the beauty of Kasasa Giving. First Robinson will donate 5¢ to the charity of your choice when you use your debit card.
Imagine if everyone had Kasasa Giving...we could turn every purchase in the country into a charitable donation. So choose your charity below, and then spread the Kasasa news!
Fighting poverty by meeting basic needs, improving educational achievement and increasing financial stability.
A new initiative created to accelerate groundbreaking cancer research that will get new therapies to patients quickly and save lives. This is where the end of cancer begins.
Offers programs and services for boys and girls that instill a sense of competence, usefulness, belonging, and influence. In fact, 57% of alumni said the club "really saved my life."**
Has worked to protect animals since 1877, providing a voice for the nation's most vulnerable. Envision a nation where no animal will ever be a victim of willful abuse or neglect.
** Source: BGCA's 2007 National Alumni Survey conducted by Harris Interactive