Kasasa Cash

• Earn 2.01% APY on balances up to $15,000
• Earn 0.25% APY on amount of balance over $15,000
• Earn 0.05% APY if qualifications are not met
• Unlimited ATM fee refunds nationwide
• No monthly service fee
• No minimum balance to earn rewards
• Free online banking and bill pay
• Free eStatements
• Free mobile banking
• Bounce Protection available
• Open with just $100 deposit; no minimum thereafter

Qualifications

If you're thinking "what's the catch?" You're gonna love this. We've designed qualifications to make your life easier and help save the environment. Simply do the following each monthly qualification cycle:

• Have at least 10 debit card purchases post and settle*
• Have at least 1 online payment, direct deposit, or ACH auto debit
• Receive free eStatements instead of paper

Odds are, you're already doing it. Even if you don't qualify, Kasasa Cash is still free and earns our base rate of interest. You can get back to earning the full rewards the very next monthly qualification cycle.

*APY=Annual Percentage Yield. Annual Percentage Yield (APY) accurate as of 6/26/12. Kasasa Cash rate tiers are as follows: 2.01% APY applies to balances of $0.01 - $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.25% APY - 2.01% APY if qualifications are met each qualification cycle. Kasasa Saver rate tiers are as follows: 0.75% applies to balances of $0.01 - $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met in the prior month's qualification cycle on Kasasa Cash. 0.05% APY applies to all balances if monthly qualifications are not met on Kasasa Cash. All balances will earn 0.25% APY - 0.75% APY if monthly qualifications are met in each qualification cycle on Kasasa Cash. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver in the next statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Qualifying transactions must post and settle Kasasa Cash during the monthly qualification cycle. Transactions may take one or more banking days from the transaction date to post to an account. ATM-processed transactions do not count towards qualifying debit card transactions. Intra–bank transfers do not count as qualifying transactions. ATM Fee reimbursements (Kasasa Cash account only) provided only if qualifications are met within the monthly qualification cycle. If a single fee is greater than $4.99 a receipt is required. Available on personal accounts only. Accounts available to residents of our primary market areas of Crawford County Illinois, Knox County Indiana and their adjoining counties. Limit of 1 account per social security number.